Extensis

APRIL 19, 2023

Quick look: New legislation under the Consolidated Appropriations Act (CAA) was enacted late last year, affecting employee retirement benefit and health plan laws for 2023 and beyond. Act of 2022. Introduction of the starter 401(k) Starter 401(k) retirement plans will be available starting on or after January 1, 2024.

Guidelines 52

Guidelines Retirement Employee Benefits Compliance 52

Guideline

APRIL 13, 2023

2023 has already been a big year for retirement. Also, newly passed legislation has made it easier for businesses to manage retirement programs and offers increased tax benefits to savers. Yet, recent data suggests there’s a retirement disconnect. Guideline was not identified as the survey sponsor.

Retirement 52

Retirement Guidelines Survey Data 52

Guideline

MARCH 13, 2023

Not only does that mean women likely earn less in their lifetimes, they also have less income to put towards retirement. How does the gender pay gap translate to retirement savings and financial literacy? In fact, we found that individuals with an employer-sponsored retirement benefit are 2.5

Retirement 52

Retirement Study Guidelines Survey 52

Guideline

SEPTEMBER 21, 2022

 They also are expecting access to healthcare, paid leave, flexible and remote work arrangements, and retirement savings. However, with the passage of the Enhancing American Retirement Now (EARN) Act by the Senate Finance Committee and the Securing a Strong Retirement (SECURE 2.0)

Retirement 52

Retirement Gusto Planning Tools Guidelines 52

Guideline

DECEMBER 20, 2021

When you have questions always speak to your tax professional to ensure your tax filings are timely.

ADP 52

ADP Retirement Guidelines Compensation 52

Extensis

AUGUST 8, 2022

In this blog, brush up on your knowledge of the latest HSA guidelines as well as how these accounts can better a client’s business and become an integral part of their DEI plan. Let’s review current employee HSA guidelines and how brokers can enable clients to leverage these accounts to save money and reduce workplace inequities.

Retention and Turnover 97

Retention and Turnover Guidelines Retirement Employee Benefits 97

Analytics in HR

OCTOBER 11, 2021

For example, global athletic apparel and footwear giant Nike offers employees generous benefits such as health insurance, discounts, paid time off, and a retirement plan. Furthermore, they have had to deal with frustrated customers forced to comply with the latest government guidelines (such as wearing a mask).

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HR Software Hiring Software Planning Tools Wage and Hour Training 98

HR Digest

AUGUST 28, 2023

Are you a self-employed individual or a small business owner looking for a retirement savings plan that offers flexibility and control? We will delve into the details, and also weigh the pros and cons of a Solo 401k, so you can determine if it aligns with your retirement goals and helps secure your financial well-being.

Retirement 98

Retirement Planning Tools Assessment Software Guidelines 98

Guideline

MAY 24, 2023

Guideline acts as a 3(38) investment fiduciary, which means we can make investment decisions on behalf of our customers. Guideline is registered with the Securities and Exchange Commission (SEC) and acts as a 3(38) fiduciary for all of our plans. By working with a 3(38) like Guideline, you can help limit your investment responsibility.

Retirement 52

Retirement Planning Tools Guidelines Groups 52

Guideline

JANUARY 31, 2023

But no matter what your goals look like, it’s never too early or too late to start saving for retirement. And in 2023, you'll be able to contribute more than ever before to your retirement savings. This year, the maximum amount you can contribute to your retirement savings increased by nearly 10 percent.

Retirement 52

Retirement Compensation Guidelines Course 52

Guideline

MARCH 16, 2022

However, the world news all around us has felt anything but certain and stable so far in 2022 and the markets have been on a roller coaster. We believe that an appropriate strategy for 401(k) plans is to continue to invest regularly into retirement through regular payroll contributions. What’s been happening in capital markets?

Course 52

Course Retirement Guidelines Payroll 52

Guideline

MARCH 21, 2023

Act passed at the end of 2022 , and it provides even more tax credits for small business owners starting new 401(k) plans than the original 2019 law. Here’s how we got there: From 2020 to 2022, we helped our customers start over 30,000 new 401(k) plans, including 14,500 in 2022 alone. Get started with Guideline today.

Guidelines 69

Guidelines Retirement Data Strategy 69

Guideline

SEPTEMBER 29, 2022

At Guideline, our mission is to help set people up for a successful retirement. State mandated retirement programs have been gaining momentum across the country over the past couple of years. State mandated retirement programs have been gaining momentum across the country over the past couple of years. Learn more here.

Data 59

Data Retirement Guidelines Survey 59

Guideline

AUGUST 27, 2019

Last week, we hosted a discussion about the new retirement requirements in California and Oregon, and how employers can make sure they are staying compliant. Katie from CalSavers: Recently, California and Oregon have passed similar programs intended to help employees save for retirement. What is the CalSavers savings plan?

Retirement 40

Retirement Interview Software Guidelines Gusto 40

Guideline

MAY 18, 2021

By June 30 employers with more than 50 employees are required to have a retirement plan in place for workers — either through a private-market option, like a 401(k), or through the state-run CalSavers program. What if an employer already offers a retirement plan? An important deadline is on the horizon for California business owners.

Retirement 64

Retirement Planning Tools Guidelines Onboarding Software 64

Hppy

OCTOBER 24, 2023

According to a 2022 survey by the Society for Human Resource Management, only 21% of employers currently offer non-retirement financial benefits. However, companies are increasingly recognizing the importance of addressing their employees’ financial well-being beyond retirement planning.

HR Planning 91

HR Planning HR Software Planning Tools Retirement 91

Guideline

NOVEMBER 14, 2023

For example, you'll need to remind employees about their retirement benefits, collect your records, and review what's working and what could be tweaked. Notify and remind your employees about their retirement benefits Are you rolling out a new plan for the first time that's live on January 1, 2024?

Planning Tools 64

Planning Tools Guidelines Retirement Assessment Software 64

Guideline

FEBRUARY 22, 2024

If you’re a business owner looking for ways to attract new talent and improve retention, offering a retirement benefit like a 401(k) can be a great way to give your company a competitive advantage. As good as it may sound, many companies still don’t offer a retirement plan , with many business owners citing cost as a barrier.

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Planning Tools Retirement Guidelines Company 59

i4cp

MARCH 7, 2022

Dawn Klinghoffer, Vice President of HR Business Insights at Microsoft, will speak at the i4cp 2022 Next Practices Now Conference (both in-person and virtually) about how the revered company is helping its employees achieve work/life balance in a hybrid world, using data-backed tips and technology innovations.

Analytics 111

Analytics Hiring Software Data Wellness 111

Guideline

JANUARY 25, 2023

  At Guideline, one of our main goals is to remove complexity and doubt from retirement planning and replace it with knowledge, clarity, and confidence. It can be challenging, though, to feel confident that you’re making the right decision about something as complex and nuanced as retirement planning.

Retirement 52

Retirement Guidelines Survey Compensation 52

Guideline

JANUARY 10, 2023

Act of 2022 was signed into law on December 29, 2022. The Act creates more tax savings for employers and employees alike and expands access to a work-sponsored retirement program to many employees. The ARA estimates that 19 million additional workers will gain access to a workplace retirement plan with this provision enacted.

Retirement 52

Retirement ADP Guidelines Compensation 52

Guideline

APRIL 26, 2024

Guideline offers six retirement portfolios that are managed under a robo-advisor model. A retirement benefit can encourage employees to stick around and help businesses attract new talent. The closer someone is to retirement, the robo-advisor may suggest a more conservative approach. Learn more about our pricing.)

Planning Tools 52

Planning Tools Guidelines Company Retirement 52

Guideline

AUGUST 1, 2023

The road to retirement may be challenging for those who live in Connecticut. A new report says the state is the least affordable to retire , after Hawaii and California, respectively. And more than 600,000 employees in Connecticut don't have an employer-sponsored retirement savings plan. How do I opt out of MyCTSavings?

Retirement 52

Retirement Guidelines Payroll Compliance 52

Guideline

JUNE 11, 2020

With one in five Americans having saved nothing for retirement, it’s more important than ever for businesses to help and encourage their employees to save for the future. Retirement plans, such as 401(k)s and IRAs, may offer significant tax advantages for savers. Still, many employers don’t offer retirement plans—leaving over 7.5

Retirement 52

Retirement Guidelines Compliance Training Payroll 52

Guideline

APRIL 1, 2024

💡 Key takeaways: Most businesses in the US currently don't offer a retirement plan, but recent policy changes could mean that many more companies will need to offer one to stay compliant. New tax credits can help reduce the cost of offering a retirement plan, like a 401(k). Now that's changing.

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Policies Retirement Guidelines Trends 52

Guideline

MAY 30, 2023

When it comes to saving for retirement, it's common to encounter fees, and the expense ratio is one of the most common. Since retirement investments are typically long-term investments, a low expense ratio may help you potentially grow your retirement investment by saving on fees, assuming performance is similar.

Guidelines 52

Guidelines Retirement Data Examples 52

Zenefits

NOVEMBER 21, 2022

A 64-year-old Apple executive was denied a retention bonus worth $800k — for the first time in 11 years — allegedly because the HR team no longer believed he required an incentive due to being close to retirement age. Interviewers ask older job seekers about their retirement plans. What are the signs of age discrimination in hiring?

Discrimination 71

Discrimination Hiring Software Hiring Bonuses and Incentives 71

Guideline

OCTOBER 2, 2023

Recent retirement legislation has made offering a 401(k) more affordable than ever. The Act also introduced the Starter 401(k) plan, a retirement benefit designed to make it easier for businesses to give its employees a way to save for the future. Act , which was signed into law in 2022. Act , which was signed into law in 2022.

Planning Tools 59

Planning Tools Retirement Compliance Guidelines 59

Zenefits

AUGUST 15, 2022

million small businesses in this country, offering your employees a retirement plan can be a strong competitive advantage that helps with both recruitment and retention. If you’re considering offering your employees a 401(k), you probably already know that doing so makes it easier for employees to save more for retirement.

Retirement 41

Retirement Compensation Guidelines ADP 41

Guideline

DECEMBER 22, 2021

Profit sharing is a pre-tax employer contribution made to your employees’ retirement accounts after the year ends. Guideline offers the following options: 1) same dollar amount method, 2) comp-to-comp method, and 3) new comparability. What is profit sharing? Each group then receives a different contribution.

Retirement 52

Retirement Guidelines Compensation Groups 52

Semos Cloud

JULY 14, 2022

July 14, 2022. Internal communications is, in a way, a guideline for collaboration or signposts providing people with crucial information at a given moment. As Baby Boomers have started and will complete their transfer to retirement in the upcoming ten years, newer generations are taking more and more space in the workforce.

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HR Software Company Software Talent Experience 98

Guideline

DECEMBER 2, 2021

A Simplified Employee Pension (SEP) IRA is a type of individual retirement account where contributions are made by the employer only. SEPs are tax-deferred retirement plans that may be established by businesses of any size. What is a SEP IRA? Who can establish a SEP IRA? Higher contribution limits Typically, the No.

Retirement 52

Retirement Compensation Guidelines Compliance Training 52

Ask a Manager

APRIL 7, 2023

The two co-owners are both nearing retirement age and refused to learn about new technologies but still wanted to be able to ‘get their hands dirty with the data,’ meaning we were limited to using excel when we needed to be using SQL. He combines patience and great teaching with clear guidelines and deadlines.

Sexual Harassment 94

Sexual Harassment Interview Software Harassment HR Software 94

Guideline

AUGUST 29, 2022

When it comes to planning for your retirement, there’s a lot to look forward to — travel, relaxation, developing new hobbies, sharing time with loved ones. In 2022, individuals can contribute up to $20,500 to their 401(k) accounts. Your Guideline participant dashboard refers to this method as “pre-tax.”

Retirement 52

Retirement Guidelines Strategy Examples 52

Guideline

OCTOBER 1, 2022

As a small business owner, planning for employees' retirement may sound daunting, but it doesn't have to be. Whether it's a traditional 401(k), a profit-sharing plan, or another retirement plan altogether, defined-contribution plans can provide your workers with more peace of mind about their futures.

Planning Tools 52

Planning Tools Retirement Hiring Software Recruiting Software 52

Guideline

SEPTEMBER 14, 2022

Today, public and private sector employees alike use a 401(k) — or the nonprofit equivalent, a 403(b) — in order to plan for a comfortable retirement. Unlike pensions, these retirement plans put more of the planning decisions—and responsibility—on employees rather than the company.

Retirement 59

Retirement Planning Tools Compensation Payroll 59

Guideline

MARCH 23, 2022

A 401(k) plan is a qualified plan offered by an employer that allows employees to have a portion of their wages deferred directly from their paychecks into a retirement account. A 401(k) vs. a pension plan 401(k) plans and pension plans are both employer-sponsored retirement plans. See our side-by-side comparison of SEP IRA vs. 401(k).

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Retirement Planning Tools Payroll Onboarding Software 52