Payactiv

MARCH 22, 2023

Living paycheck-to-paycheck means that you rely solely on your income from your job to cover your living expenses and bills without any savings or surplus at the end of the month. Tip: Make goal saving easy and automatic with the Payactiv Visa® Card*. According to Lending Club, nearly 80% of Americans live paycheck-to-paycheck.

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Payactiv

FEBRUARY 23, 2023

Set money aside with the Payactiv Visa Ⓡ Card*. An emergency fund should have enough money to cover at least three months of living expenses. Use a tool like the Payactiv Visa Ⓡ Card* to reach your goals. The Payactiv Card is not a credit card. Get total visibility over each goal with SmartSave in the Payactiv app 1.

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Payactiv

MARCH 7, 2024

That’s because people who feel financially insecure are more stressed and less focused at work.Simultaneously, building employees’ financial well-being will help with retention and put you in a stronger position to keep the people you already have. They don’t see the value in using an employer-sponsored retirement plan.

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Payactiv

OCTOBER 26, 2021

For some, it means being able to support their lifestyles and put their children through good colleges while putting aside enough to fund a comfortable retirement. If you’re financially secure, you have sufficient money to cover your regular expenses, any sudden expenses and save for retirement with no fear of running out.

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Payactiv

MAY 5, 2022

Payactiv offers free 1:1 financial counseling in our app available in the Apple App Store and Google Play if you need support or assistance with your finances. Financial experts suggest keeping at least three months of expenses. Ask for a Raise: When was the last time you got a raise at work? Invest for Retirement.

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Payactiv

APRIL 21, 2022

Do you love a stop at the coffee shop on the way to work every morning? Here’s a look at how the numbers add up and why you may want to turn those spending habits into saving habits. But what if you were to put the money in a savings account with interest or invest it in a retirement account? How Little Habits Add Up.

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Payactiv

APRIL 20, 2023

The most important money tip for young adults is that creating good habits at a young age will set you up for financial success. Track your spending: If you link your bank account to your Payactiv account , you can access your tracked spending in our app. Life happens, and it tends to happen at the most inconvenient times.

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Payactiv

APRIL 12, 2022

When you link your bank to your Payactiv account in the free Payactiv app 1 , SmartSpend tracks your purchases and categorizes them automatically. Alternatively, you can track your spending by looking at your monthly credit card or debit card statement online and adding each purchase to its appropriate category by hand.

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Payactiv

AUGUST 30, 2023

You don’t need an employer-sponsored plan to save for retirement. It’s never too late to start saving for retirement. Planning for retirement can feel intimidating. Luckily, you don’t need much money to start retirement planning, and anyone can do it, even without a finance degree.

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Payactiv

DECEMBER 20, 2021

Equally concerning is that one in three Americans had decreased or halted their retirement fund contributions at that time. Payactiv is the leading provider of Earned Wage Access services which help people manage day-to-day finances and bills without taking out loans. Learn more about how Payactiv can help you.

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Payactiv

DECEMBER 19, 2023

When you join the gig economy, you can use tools like the Payactiv Visa ® Card’s* SmartSpend feature to manage an irregular cash flow. It’s wise to prepare for the unique tax circumstances for self-employment and look for ways to save, like taking advantage of Payactiv’s TurboTax deals.

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Payactiv

MAY 13, 2022

Payactiv’s free financial toolkit helps you get smart insights into your spending and flags what’s safe to spend and put away. Payactiv also offers free 1:1 financial counseling sessions in the Payactiv app. . I’m a personal finance expert and I have my own blog and podcast at personalprofitability.com.

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Payactiv

JULY 11, 2024

Whether you’re just starting your career, in the midst of your financial journey, or nearing retirement, understanding where every dollar comes from and how to manage it is crucial for long-term financial wellness. Welcome back to The Good Cents by Payactiv podcast. Hello friends. There’s a lot of helpful information there.

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Payactiv

JULY 18, 2024

A cost-of-living increase is a rise in a worker’s salary or hourly wage aimed at ensuring their spending power is commensurate with inflation or other economic indicators. Retired workers are the largest group of beneficiaries, but many children, spouses, and disabled people also receive these government benefits.

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Payactiv

JANUARY 13, 2022

It can also help you maintain positive savings habits, such as regularly putting money away towards retirement savings. Take a look at our top budgeting tips to create your own budget and save more money. You can then look at how much money you should be putting aside for savings, luxury items, and entertainment, such as nights out.

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Payactiv

NOVEMBER 25, 2024

Retirement and Savings plans Offer employer-sponsored retirement plans to help employees build a financial foundation for the future. These plans let employees contribute pretax dollars that grow tax-deferred until retirement. The Payactiv membership model comes at no cost to employers and a minimal cost to workers.

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Payactiv

MAY 21, 2024

The Importance of Financial Wellness Benefits At a time when the majority of employees are stressed about finances, companies that fail to take action risk negatively impacting their bottom line. Consider these figures: More than 80% of workers are thinking about their personal finances while at work.

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Payactiv

FEBRUARY 12, 2024

You don’t have to swipe your credit card at a fancy restaurant or purchase expensive gifts this Valentine’s Day to show your partner how much you care. Or, maybe you want to take a trip together or retire comfortably so your kids won’t have to worry about providing for you after you leave the workforce.

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Payactiv

MARCH 8, 2022

Angela Ahrendts, former senior vice president of retail at Apple Inc., Employee experience is what an individual sees, feels, learns, and does at every stage of their tenure with a company. Here are some guidelines for optimizing your employee experience at every stage of people’s journey with your organization.

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Payactiv

APRIL 13, 2023

Almost everyone has to borrow money at some point, but responsible borrowing requires understanding interest rates, compound interest, payment periods, and loan structures. Are Financial Worries Keeping Your Employees Up at Night? Learn more about Payactiv’s free or low-cost Financial Wellness benefit today.

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Payactiv

OCTOBER 25, 2022

From the mad rush at work before end-of-year deadlines to spending time with extended family, the holiday season may also include the stress of hosting family. Apply for the Payactiv Visa® Card* to set money aside automatically for the holidays and other goals in the free Payactiv app 1. Apply for the Payactiv Visa Card.

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PayActiv Planning Tools Retirement Tools 59

Payactiv

JUNE 1, 2022

Don’t forget to subscribe to the Good Cents Podcast by Payactiv wherever you get your podcasts to stay in the loop! I love all things finance and I have my own blog and podcast at personalprofitability.com. Welcome to the Good Cents podcast by Payactiv. So, in my mind, a raise is a raise if you get that at your same employer.

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Payactiv

JANUARY 18, 2024

Thinking long-term is getting harder for many employees—just 31% continue prioritizing their retirement, down from 45% in 2022. The top reasons given for tapping into retirement savings are avoiding foreclosure and paying medical expenses.In 45% say they’re not saving for future healthcare costs. To better understand how EWA helps U.S.

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Payactiv

MARCH 27, 2024

If we look at the US labor shortage across different industries, the transportation, health care, social assistance, and accommodation and food sectors currently have the highest numbers of job openings. Payactiv will not be liable for any errors or omissions in this information nor for the availability of this information.

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Payactiv

APRIL 17, 2024

However, when it comes to your retirement, you won’t be able to get scholarships to cover the costs of aging. This is why it’s critical to make sure you’re fully funding your retirement accounts before setting ambitious goals for your children’s financial planning. But, at the end of 2022, their uses became far more expansive.

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Payactiv

JULY 5, 2024

After all, every employee at your organization does a different job, has different personal circumstances, and a different financial life. As a result, their focus is skewed toward financial topics like planning for retirement or refinancing a home loan. Low retirement plan enrolment rates. Few employees using direct deposit.

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Payactiv

SEPTEMBER 26, 2023

For example, someone could tap into their retirement accounts, triggering taxes and penalties, rather than find better solutions to improve their finances. Here’s a closer look at what they found, trends impacting your employees, and what you can do to help them find a stronger financial footing.

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Payactiv

MARCH 4, 2022

In this episode of the Payactiv Podcast, we’re talking with Wilson Muscadin about his foundation, The Money Speakeasy, the intersection of race and personal finance, and much more. Welcome to the brand new Payactiv podcast. At Payactiv, our motto is to live the life you’ve earned. Eric Rosenberg: . Hello everyone.

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Payactiv

FEBRUARY 22, 2024

In recent years, employee benefits have evolved significantly, moving beyond traditional, basic offerings like retirement contributions, health insurance, and paid time off to more diverse packages. Here, an employee communication app that allows people to swap shifts with colleagues at short notice can come in handy.

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Payactiv

MARCH 3, 2022

But together, they’re one of the most influential parts of your financial life, determining what you pay when you borrow money and if you’re able to borrow at all. Here’s a look at how they work and what you can do to improve your credit over time. You can get a copy of your credit report for free by law at AnnualCreditReport.com.

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Payactiv

APRIL 21, 2022

Do you love a stop at the coffee shop on the way to work every morning? Here’s a look at how the numbers add up and why you may want to turn those spending habits into saving habits. But what if you were to put the money in a savings account with interest or invest it in a retirement account? That’s $15 per week.

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Payactiv

MARCH 31, 2022

With the outbreak of Covid-19 and the subsequent lockdowns, the global supply chain slowed down at the very moment when Americans were demanding that it go into overdrive. Two years later, businesses are opening back up at fuller capacities and more people are comfortable shopping in-person again to improved levels of consumption.

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Payactiv

OCTOBER 25, 2022

when you download the Payactiv app 1. To schedule a coaching session, open the Payactiv app home screen and tap the menu button on the top right corner. Continue listening to Eric and Mario’s conversation below or read the transcript below: Eric Rosenberg: Hello, my name is Eric Rosenberg, the host of the Payactiv podcast.

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Payactiv

FEBRUARY 8, 2024

When you’re financially resilient, you’re better equipped to handle the ups and downs life throws at you without everything turning into a financial disaster. We put together some strategies to help you increase your financial resilience, one step at a time. Building financial resilience can feel daunting, but it’s worth pursuing.

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Payactiv

APRIL 16, 2024

Higher Inflation and Interest Rates Inflation refers to the rate at which the prices of goods and services rise over time. Equally, inflation reduces the value of people’s retirement savings. Rather than having to wait for their regular payday, they can access their already-earned wages at any time.

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Payactiv

NOVEMBER 30, 2023

As Baby Boomers enter retirement, many are struggling with rising debt. This worrying trend can lead to financial instability and a lower quality of life in retirement. The average retired couple can expect to spend around $315,000 on healthcare expenses in retirement.

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Payactiv

JULY 22, 2024

saying ‘being able to retire.’ More than 10% of all workers have at least some concerns about their financial health. How Financial Stress Can Devastate Workplace Productivity Financial stress has long been linked to poor outcomes at work: 1. citing ‘covering monthly expenses’ and 9.2%

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