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The Woman Behind The Way You Save For Retirement

Guideline

One of the foremost researchers into retirement policy, she has a particular focus on household saving and investment behavior. Almost 20 years ago, she and Dennis Shea published a pioneering study that showed how using automatic enrollment in retirement plans dramatically improves participation among employees.

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The SECURE Act is Here—See What It Could Mean for Your Business

Guideline

With the last major piece of retirement legislation occurring in 2006 (the Pension Protection Act that enabled participant auto-enrollment into 401(k) plans), our retirement system was in desperate need of some updates. Though with Guideline you can start a low-cost, full-service, individualized 401(k) plan today.

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How the Newest Legislation Could Help You Save for Retirement

ForUsAll

legislature for several measures that could assist people to save for retirement more effectively. In 2019, the Setting Every Community Up for Retirement Enhancement Act, known as the Secure Act, passed with support from both major political parties. Catch ups are extra contributions made by retirement savers who are 50 or older.

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How the Newest Legislation Could Help You Save for Retirement

ForUsAll

legislature for several measures that could assist people to save for retirement more effectively. In 2019, the Setting Every Community Up for Retirement Enhancement Act, known as the Secure Act, passed with support from both major political parties. Catch ups are extra contributions made by retirement savers who are 50 or older.

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Breaking down the difference between a Traditional and Roth 401(k)

Guideline

When it comes to planning for your retirement, there’s a lot to look forward to — travel, relaxation, developing new hobbies, sharing time with loved ones. Your Guideline participant dashboard refers to this method as “pre-tax.” So, what exactly am I deciding between? What does that mean for me?

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Evolution of the 401(k)

Guideline

Today, public and private sector employees alike use a 401(k) — or the nonprofit equivalent, a 403(b) — in order to plan for a comfortable retirement. Unlike pensions, these retirement plans put more of the planning decisions—and responsibility—on employees rather than the company.

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What you need to know about a 401(k)

Guideline

A 401(k) plan is a qualified plan offered by an employer that allows employees to have a portion of their wages deferred directly from their paychecks into a retirement account. A 401(k) vs. a pension plan 401(k) plans and pension plans are both employer-sponsored retirement plans. See our side-by-side comparison of SEP IRA vs. 401(k).